While Credit Insurance protects against commercial failure (a customer going bankrupt), Crime Insurance (also known as Commercial Crime Insurance or a Fidelity Bond) protects against intentional acts of dishonesty.
In 2026, the definition of "crime" in the business world has shifted significantly from physical theft to digital manipulation and human engineering.Forgery or Alteration: Protection if someone forges a signature on a business check or alters a financial document to steal money.
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